@charset "UTF-8";
:root{--navy:#102d40;--deep:#0a2131;--ink:#152d3d;--muted:#5b6871;--gold:#e6bb65;--paper:#f4f6f7;--line:#dbe2e6;--white:#fff;--teal:#287977}*{box-sizing:border-box}body{margin:0;color:var(--ink);background:white;font-family:Arial,Helvetica,sans-serif;line-height:1.6}a{color:inherit;text-decoration:none}button,input{font:inherit}button,a,input{ -webkit-tap-highlight-color:transparent}a:focus-visible,button:focus-visible,input:focus-visible{outline:3px solid #bd850c;outline-offset:5px}button{cursor:pointer}h1,h2,h3,p{margin-top:0}h1,h2,.serif{font-family:Georgia,'Times New Roman',serif;font-weight:400}h1{font-size:clamp(2.6rem,5.2vw,4.75rem);line-height:1.06;letter-spacing:-.035em}h2{font-size:clamp(2rem,3.2vw,2.75rem);line-height:1.15;letter-spacing:-.025em}h3{font-size:1.18rem;line-height:1.35}p{color:var(--muted)}.container{width:min(1160px,calc(100% - 64px));margin:auto}.demo-banner{padding:8px 20px;text-align:center;background:var(--deep);color:var(--gold);font-size:.75rem;letter-spacing:.12em;font-weight:bold}.demo-banner span{color:#d2dce2;letter-spacing:0;font-weight:normal;margin-left:14px}.header{border-bottom:1px solid var(--line);background:#fff}.header-inner{min-height:102px;display:flex;align-items:center;justify-content:space-between;gap:30px}.brand{display:flex;gap:12px;align-items:center;font-weight:bold;font-size:1.1rem;letter-spacing:.09em;line-height:1.25}.brand>span:last-child>span{display:block;font-size:.71rem;letter-spacing:.14em;margin-top:4px}.brand-mark{display:flex;align-items:center;justify-content:center;position:relative;width:45px;height:47px;background:var(--navy);color:var(--gold);font-family:Georgia,serif;font-size:2rem;letter-spacing:-.3em;padding-right:9px;border-radius:3px}.brand-mark span{font-size:1.45rem;margin-top:9px}.header nav{display:flex;gap:29px;font-size:.9rem;font-weight:600}.header nav a{padding:10px 0;border-bottom:2px solid transparent}.header nav a:hover,.header nav a[aria-current]{border-color:#bf8c32;color:#785718}.menu-toggle{display:none}.hero{background:var(--navy);color:#fff;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:70px;align-items:center;padding-top:72px;padding-bottom:70px}.eyebrow{font-size:.75rem;font-weight:700;letter-spacing:.15em;text-transform:uppercase;color:var(--teal);margin-bottom:20px}.hero .eyebrow{color:var(--gold);display:flex;align-items:center;gap:12px}.hero .eyebrow:before{content:'';height:1px;width:32px;background:var(--gold)}.hero h1{margin-bottom:23px}.hero h1 em{font-weight:400;color:var(--gold)}.hero p{max-width:480px;color:#cbd6de;font-size:1.06rem;line-height:1.75}.actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:30px}.button{display:inline-flex;justify-content:center;align-items:center;padding:13px 23px;font-size:.9rem;font-weight:700;border:1px solid var(--navy);border-radius:3px;background:var(--navy);color:#fff;min-height:48px}.button.gold{background:var(--gold);color:var(--deep);border-color:var(--gold)}.button.outline{border-color:#6f8391;background:transparent;color:#fff}.button:hover{filter:brightness(1.1)}.hero-note{font-size:.78rem!important;margin:22px 0 0!important;color:#b6c6d0!important}.plan-card{background:#fff;color:var(--ink);border-radius:7px;box-shadow:18px 18px 0 #ffffff08;transform:rotate(2deg)}.plan-top{padding:28px 30px 19px;border-bottom:1px solid var(--line);display:flex;justify-content:space-between;align-items:center}.plan-top .eyebrow{color:var(--muted);margin:0;font-size:.69rem}.plan-top .eyebrow:before{display:none}.pill{font-size:.71rem;padding:4px 9px;background:#edf4f3;color:#276763;border-radius:20px}.plan-body{padding:26px 30px}.plan-body h2{font-size:1.8rem;margin-bottom:22px}.plan-step{display:flex;gap:15px;align-items:center;padding:16px 0;border-top:1px solid var(--line)}.step-number{border:1px solid #d1dfe2;background:#f4f7f8;width:36px;height:36px;display:grid;place-items:center;border-radius:50%;font-size:.8rem;color:var(--teal);flex-shrink:0}.plan-step strong{font-size:.94rem}.plan-step small{display:block;font-size:.8rem;color:var(--muted);margin-top:2px}.plan-footer{background:#f2f5f6;border-radius:0 0 7px 7px;padding:16px 30px;font-size:.77rem;color:var(--muted);display:flex;justify-content:space-between}.principles{border-bottom:1px solid var(--line);background:#f7f9fa}.principles .container{display:flex;justify-content:space-between;gap:20px;padding-top:20px;padding-bottom:20px;font-size:.82rem;color:var(--muted)}.principles strong{color:var(--ink);margin-right:7px}.section{padding-top:67px;padding-bottom:68px}.section-title{display:flex;justify-content:space-between;align-items:end;gap:20px;margin-bottom:30px}.section-title h2{margin-bottom:0}.section-title .eyebrow{margin-bottom:9px}.text-link{font-size:.88rem;font-weight:bold;text-decoration:underline;text-underline-offset:6px;white-space:nowrap}.tools-grid,.guides-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.tool-card{display:block;border:1px solid var(--line);border-radius:5px;padding:27px 27px 24px;background:white;transition:transform .2s,box-shadow .2s}.tool-card:hover,.guide-card:hover{transform:translateY(-4px);box-shadow:0 10px 25px #102d4010}.tool-icon{height:42px;width:42px;display:grid;place-items:center;background:#eaf1f4;color:var(--navy);border-radius:5px;margin-bottom:23px;font-size:1.4rem}.tool-card p{font-size:.92rem;margin-bottom:24px}.tool-card .text-link{font-size:.82rem}.latest{background:var(--paper);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.guide-card{background:white;border:1px solid var(--line);border-radius:5px;overflow:hidden;transition:transform .2s,box-shadow .2s}.guide-art{height:156px;display:flex;justify-content:space-between;align-items:center;padding:27px;overflow:hidden;background:#dfe9ef;color:var(--navy)}.guide-art .big-number{font-family:Georgia,serif;font-size:4.7rem;line-height:1;font-weight:400;opacity:.65}.guide-art .art-label{font-size:.68rem;letter-spacing:.14em;max-width:100px;line-height:1.9;font-weight:700}.guide-art.money{background:#dcece8;color:#28635e}.guide-art.retirement{background:#eee6d6;color:#6f5631}.guide-body{padding:25px}.guide-body .eyebrow{margin-bottom:12px;font-size:.68rem}.guide-body h3{font-family:Georgia,serif;font-weight:400;font-size:1.5rem;line-height:1.3}.guide-body p{font-size:.89rem}.meta{border-top:1px solid var(--line);padding-top:15px;display:flex;justify-content:space-between;font-size:.75rem;color:var(--muted)}.about-strip{display:grid;grid-template-columns:1fr 1fr;gap:85px;align-items:center}.about-strip h2{margin-bottom:0}.about-strip p{font-size:1rem}.about-strip .eyebrow{margin-bottom:12px}footer{background:var(--deep);color:#fff;padding:37px 0 23px}.footer-top{display:flex;align-items:center;justify-content:space-between;gap:25px;padding-bottom:28px}.footer-brand{font-size:.95rem}.footer-brand .brand-mark{background:#18394d}.footer-top p{color:#b8c7d1;margin:0;font-size:.87rem}.footer-top>a:last-child{font-size:.84rem;text-decoration:underline;text-underline-offset:4px}.footer-bottom{border-top:1px solid #294353;padding-top:20px;display:flex;gap:50px;align-items:start;justify-content:space-between}.footer-bottom p{max-width:720px;color:#a9bdca;font-size:.75rem;margin-bottom:0}.footer-bottom>span{font-size:.7rem;color:#a9bdca;white-space:nowrap}.page-intro{padding:52px 0 34px;background:var(--paper);border-bottom:1px solid var(--line)}.page-intro h1{font-size:clamp(2.5rem,4.3vw,3.5rem);margin-bottom:18px}.page-intro p{max-width:650px;font-size:1.06rem}.breadcrumb{font-size:.85rem;display:block;margin-bottom:28px;color:var(--muted)}.breadcrumb:hover{text-decoration:underline}.sample-note{padding:16px 20px;background:#fbf3e2;border-left:3px solid #b28536;color:#6c552b;font-size:.88rem;margin-bottom:28px}.article{max-width:760px;padding:50px 0 64px}.article h2{font-size:1.9rem;margin-top:35px;margin-bottom:16px}.article p,.article li{font-size:1.04rem;line-height:1.85;color:var(--muted)}.article li{margin-bottom:12px}.article .button{margin-top:20px}.calculator-layout{display:grid;grid-template-columns:1.05fr .95fr;gap:32px;margin-top:25px;align-items:start}.calculator-inputs{border:1px solid var(--line);padding:30px;border-radius:6px}.field{margin-bottom:21px}.field label{display:block;font-size:.9rem;font-weight:bold;margin-bottom:7px}.field input{width:100%;min-height:49px;border:1px solid #aebcc6;border-radius:4px;padding:10px 12px;color:var(--ink);background:white}.field small{display:block;color:var(--muted);font-size:.79rem;margin-top:5px}.results{padding:34px;background:var(--navy);color:white;border-radius:6px}.results .eyebrow{color:var(--gold)}.result-number{font-family:Georgia,serif;font-size:clamp(2.2rem,5vw,3.7rem);line-height:1.2;overflow-wrap:anywhere;margin-bottom:10px}.results p{color:#c5d4de;font-size:.91rem}.result-detail{display:flex;justify-content:space-between;gap:15px;font-size:.86rem;padding:15px 0;border-top:1px solid #3d5667}.result-detail span{color:#c5d4de}.error{color:#ffe0b0!important}.chart-bar{display:flex;height:12px;background:#284757;border-radius:6px;overflow:hidden;margin:23px 0}.chart-bar span:first-child{background:var(--gold)}.chart-bar span:last-child{background:#71c2ba}.formula-note{font-size:.82rem;color:var(--muted);margin-top:25px;max-width:740px}.skip{position:absolute;left:15px;top:-80px;background:white;color:var(--navy);padding:12px;z-index:5}.skip:focus{top:10px}main:focus{outline:none}
@media(max-width:900px){.container{width:calc(100% - 40px)}.header nav{gap:17px;font-size:.82rem}.hero-grid{gap:35px;padding:55px 0}.hero h1{font-size:3.5rem}.plan-top,.plan-body{padding-left:22px;padding-right:22px}.tools-grid,.guides-grid{gap:14px}.tool-card,.guide-body{padding:22px}.principles .container{flex-wrap:wrap;justify-content:center;gap:9px 25px}.about-strip{gap:35px}.footer-bottom{display:block}.footer-bottom>span{display:block;margin-top:15px}.footer-top p{display:none}}
@media(max-width:680px){.demo-banner span{display:block;margin:3px 0 0;font-size:.7rem}.header-inner{min-height:82px;flex-wrap:wrap;gap:0}.brand{font-size:.95rem}.brand>span:last-child>span{font-size:.62rem}.brand-mark{width:39px;height:42px}.menu-toggle{display:flex;align-items:center;gap:12px;border:1px solid var(--line);border-radius:3px;background:white;padding:8px 12px;color:var(--navy);font-size:.84rem}.header nav{display:none;flex-basis:100%;flex-direction:column;gap:0;padding:10px 0 18px;font-size:1rem}.header nav.open{display:flex}.header nav a{padding:10px}.hero-grid{grid-template-columns:1fr;gap:35px;padding:44px 0 45px}.hero h1{font-size:3.2rem;max-width:490px}.hero p{font-size:1rem}.hero .actions{gap:10px}.button{padding:12px 18px}.plan-card{transform:none}.plan-top{padding-top:21px}.plan-body{padding-top:20px;padding-bottom:15px}.plan-body h2{font-size:1.7rem;margin-bottom:16px}.plan-step{padding:12px 0}.principles .container{justify-content:start;display:grid;font-size:.78rem}.section{padding:43px 0}.section-title{align-items:start;gap:17px;flex-direction:column;margin-bottom:25px}.tools-grid,.guides-grid{grid-template-columns:1fr;gap:18px}.tool-card{padding:24px}.tool-icon{margin-bottom:15px}.guide-art{height:140px}.about-strip{grid-template-columns:1fr;gap:22px}.footer-top{align-items:start;flex-direction:column;gap:20px}.calculator-layout{grid-template-columns:1fr;gap:20px}.calculator-inputs,.results{padding:24px}.page-intro{padding:35px 0 23px}.article{padding-top:30px}.article h2{font-size:1.7rem}.plan-footer{padding:14px 22px}.result-number{font-size:3rem}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}
/* Veteran Wealth Guide — revised editorial theme */
:root{--navy:#36452d;--deep:#172723;--ink:#202b29;--muted:#5c655e;--gold:#e2d4b8;--paper:#f5f5ef;--line:#dce0d6;--teal:#52613d}
html{scroll-padding-top:110px}body{font-family:'Segoe UI',Arial,sans-serif}h1,h2,h3,.result-number{font-family:'Segoe UI',Arial,sans-serif;font-weight:600}h1{letter-spacing:-.05em}h2{letter-spacing:-.035em;font-weight:600}.container{width:min(1220px,calc(100% - 80px))}.demo-banner{padding:5px 20px;font-size:12px;background:#eef0e8;color:#435238;letter-spacing:.1em}.demo-banner span{color:#55624b;font-size:12px}.header{position:sticky;top:0;z-index:10;background:#fffffffa;backdrop-filter:blur(12px)}.header-inner{min-height:88px;gap:20px}.brand{font-size:1rem;letter-spacing:.08em;flex-shrink:0}.brand>span:last-child>span{font-size:.68rem}.brand-mark{width:43px;height:45px;padding:6px;background:var(--navy);color:#e3dcc8;border-radius:9px}.brand-mark svg{width:100%;height:100%}.header nav{gap:25px;align-items:center;font-size:14px}.header nav a{white-space:nowrap}.header nav .nav-cta{background:var(--navy);color:white;border-radius:6px;padding:12px 18px;border:0}.header nav a:hover,.header nav a[aria-current]{color:var(--teal);border-color:var(--teal)}.header nav .nav-cta:hover{color:white;background:#465b39}.hero{background:#f4f4ed;color:var(--ink)}.hero-grid{grid-template-columns:1.08fr .92fr;gap:55px;padding-top:58px;padding-bottom:58px}.hero .eyebrow{color:var(--teal);font-size:12px;letter-spacing:.14em}.hero .eyebrow:before{background:#7d896c;width:22px}.hero h1{font-size:clamp(2.7rem,4.5vw,4.3rem);line-height:1.1;margin-bottom:24px;max-width:670px}.hero h1 em{font-style:normal;color:#64744a;font-weight:600}.hero p{color:var(--muted);font-size:18px;line-height:1.6;max-width:410px}.button{border-radius:6px;font-size:15px;padding:14px 23px}.button.gold{background:var(--navy);color:white;border-color:var(--navy)}.hero-note{font-size:14px!important;color:#606b59!important}.hero-photo{height:405px;border-radius:12px;overflow:hidden;position:relative;background:#d8ddca}.hero-photo img{width:100%;height:100%;object-fit:cover;object-position:50% 50%;display:block}.photo-caption{position:absolute;bottom:0;left:0;right:0;padding:70px 27px 25px;background:linear-gradient(transparent,#172723ce);color:white}.photo-caption span{display:block;font-size:11px;letter-spacing:.16em;margin-bottom:5px}.photo-caption strong{font-size:20px;font-weight:500}.roadmap{border-bottom:1px solid var(--line);background:white}.roadmap .container{display:flex;justify-content:space-between;gap:24px;align-items:center;padding-block:25px}.roadmap span{font-size:15px;font-weight:600}.roadmap b{font-size:12px;color:#64744a;border:1px solid #d7ddce;background:#f5f6f1;display:inline-grid;place-items:center;width:29px;height:29px;border-radius:50%;margin-right:12px}.road-arrow{color:#939d89}.section{padding-block:64px}.section-title{align-items:center}.section-title h2{font-size:32px}.section-title p,.section-aside{margin:0;color:var(--muted);font-size:15px}.eyebrow{font-size:12px;letter-spacing:.13em}.paths-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.path-card{position:relative;border:1px solid var(--line);border-radius:9px;padding:28px;background:#fff;transition:background .2s,transform .2s}.path-card:hover{background:#f6f7f0;transform:translateY(-3px)}.path-icon{display:grid;place-items:center;width:42px;height:42px;color:var(--teal);background:#f0f2e9;border-radius:8px;margin-bottom:24px}.path-icon svg{width:26px;height:26px}.path-number{position:absolute;top:41px;right:25px;font-size:11px;letter-spacing:.1em;color:#717b68}.path-card h3{font-size:23px;margin-bottom:12px}.path-card p{font-size:16px;min-height:78px;margin-bottom:22px}.text-link{font-size:14px;white-space:normal;text-underline-offset:5px;color:var(--navy)}.popular{background:var(--paper);border-block:1px solid var(--line)}.guide-card{border-radius:8px;display:flex;flex-direction:column}.guide-art{height:104px;padding:22px 25px;background:#e5e9dc;color:#3d5033}.guide-art.money{background:#e4e9dd;color:#465b39}.guide-art.retirement{background:#e9e2d5;color:#63583f}.guide-art.va-benefits{background:#e0e7e3;color:#3f5c50}.guide-art .big-number{font-family:inherit;font-size:44px;opacity:.35}.guide-art .art-label{font-size:11px;max-width:150px;line-height:1.6}.guide-body{padding:25px;display:flex;flex-direction:column;flex:1}.guide-body .eyebrow{font-size:11px}.guide-body h3{font-family:inherit;font-size:21px;font-weight:600}.guide-body p{font-size:15px;flex:1}.meta{font-size:12px}.trust{display:grid;grid-template-columns:1fr 1fr;gap:90px}.trust h2{font-size:34px}.trust p{font-size:16px;max-width:460px}.trust-points{display:grid;gap:20px}.trust-points>div{border-left:2px solid #b4bea5;padding-left:20px}.trust-points strong{font-size:16px}.trust-points p{margin:4px 0 0;font-size:15px}.topics{background:#f5f5ef;border-top:1px solid var(--line)}.topic-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:12px}.topic-grid a{border:1px solid var(--line);background:white;padding:20px 12px;text-align:center;border-radius:7px;font-size:14px;font-weight:600}.topic-grid a:hover{border-color:var(--teal);color:var(--teal)}footer{background:var(--deep)}.footer-top{padding-bottom:27px}.footer-top p{font-size:14px;color:#bbc8bb}.footer-links{display:flex;gap:16px 28px;flex-wrap:wrap;padding-bottom:26px;font-size:14px;color:#dbe2d6}.footer-links a:hover{text-decoration:underline}.footer-bottom{border-color:#3a4840}.footer-bottom p,.footer-bottom>span{color:#bcc9bd;font-size:12px}.footer-top .brand-mark{background:#344737}.page-intro{background:var(--paper)}.page-intro h1{max-width:850px;font-size:clamp(2.3rem,4vw,3.6rem)}.article{max-width:800px}.article h2{font-size:25px}.article a:not(.button){color:#445b34;text-decoration:underline;text-underline-offset:3px}.article .byline{font-size:14px;padding-bottom:20px;border-bottom:1px solid var(--line)}.article .sample-note{background:#f3f3eb;border-color:#9ba985;color:var(--muted);font-size:14px}.article table{border-collapse:collapse;width:100%;font-size:15px;line-height:1.6}.article td,.article th{border:1px solid var(--line);padding:14px;text-align:left}.article th{background:#eef1e7}.table-scroll{overflow-x:auto}.sources{background:#f3f5ef;padding:22px;border-radius:7px;margin-top:34px}.sources h2{margin:0 0 12px}.sources li{font-size:14px}.results{background:var(--deep)}.tool-icon{background:#eff2e8;color:var(--teal)}.formula-note{font-size:14px}.field label{font-size:16px}.field small{font-size:14px}.result-detail{font-size:15px}.glossary-item{border-bottom:1px solid var(--line);padding:10px 0 20px}.glossary-item dt{font-size:21px;font-weight:600}.glossary-item dd{margin:8px 0;color:var(--muted)}.article-callout{padding:22px;background:#edf1e7;border-radius:8px;margin:25px 0}.article-callout p{margin-bottom:0}.skip{z-index:30}.chart-legend{display:flex;gap:24px;font-size:14px}.chart-legend span:before{content:'';display:inline-block;width:10px;height:10px;background:#e2d4b8;margin-right:7px}.chart-legend span:last-child:before{background:#71c2ba}
@media(max-width:1100px){.container{width:calc(100% - 48px)}.header nav{gap:15px}.header nav .nav-cta{padding:12px}.hero-grid{gap:32px}.hero-photo{height:390px}.brand{font-size:14px}.header nav{font-size:13px}.path-number{font-size:10px}.topic-grid{grid-template-columns:repeat(3,1fr)}}
@media(max-width:900px){.header-inner{min-height:80px;flex-wrap:wrap}.menu-toggle{display:flex;gap:10px;border:1px solid var(--line);border-radius:5px;background:white;padding:9px 13px}.header nav{display:none;flex-basis:100%;flex-direction:column;align-items:stretch;gap:0;padding:0 0 18px;font-size:15px}.header nav.open{display:flex}.header nav a{padding:12px}.hero-grid{gap:27px}.hero h1{font-size:46px}.hero-photo{height:370px}.roadmap .container{gap:14px}.roadmap span{font-size:13px}.roadmap b{margin-right:5px}.path-card{padding:23px}.path-number{position:static;display:block;margin-bottom:12px}.path-icon{margin-bottom:16px}.path-card p{min-height:104px}.trust{gap:40px}.guide-body{padding:21px}}
@media(max-width:680px){html{scroll-padding-top:98px}.container{width:calc(100% - 36px)}.demo-banner{font-size:11px}.demo-banner span{display:inline;margin-left:8px;font-size:11px}.hero-grid{grid-template-columns:1fr;padding-block:38px;gap:28px}.hero h1{font-size:clamp(2.55rem,9.8vw,3.4rem)}.hero p{font-size:17px}.hero-photo{height:300px}.hero-note{font-size:13px!important}.roadmap .container{display:grid;grid-template-columns:1fr;padding-block:20px;gap:12px}.roadmap span{font-size:14px}.road-arrow{display:none}.roadmap b{margin-right:10px}.section{padding-block:42px}.section-title{align-items:start}.section-title h2{font-size:29px}.paths-grid,.trust{grid-template-columns:1fr;gap:18px}.path-card{padding:25px}.path-number{position:absolute;top:40px;right:25px}.path-card p{min-height:0}.trust{gap:30px}.topic-grid{grid-template-columns:repeat(2,1fr)}.guide-art{height:90px}.footer-top p{display:block;max-width:280px}.footer-links{gap:15px 24px}.header-inner{gap:0}.header nav .nav-cta{text-align:center;margin-top:5px}.article table{min-width:500px}.article{width:calc(100% - 36px)}.article p,.article li{font-size:16px}.page-intro h1{font-size:35px}}
.fee-chart{margin:28px 0;padding:24px;border:1px solid var(--line);border-radius:8px}.fee-chart figcaption p{font-size:14px}.fee-row{margin:18px 0}.fee-row>span{font-size:14px}.fee-row>div{background:#52613d;color:white;padding:9px 12px;margin-top:5px;font-weight:600;border-radius:3px}.fee-row:nth-of-type(2)>div{background:#75684e}.fee-chart .formula-note{font-size:13px;line-height:1.6}

html{scroll-behavior:smooth}.results:empty{min-height:220px} .formula-note{font-size:14px}