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Savings growth

See how contributions and an assumed constant return affect a sample balance.

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Values from 0 to 10,000,000.
Values from 0 to 100,000.
Whole numbers from 1 to 60.
Values from 0 to 20.
Illustrative future balance
$116,322

After 20 years at an assumed 5% annual return.

Starting balance + contributions$65,000
Hypothetical growth$51,322

Illustrative calculation · for illustration only

Monthly compounding at annual rate ÷ 12, with contributions at the end of each month. Nominal dollars; excludes inflation, taxes, and fees. Constant returns are hypothetical and not guaranteed. This simplified model does not model investment losses.